Terms and Conditions FREE 1st year annual fee is only valid for new basic application of Citi Platinum Card, Citi Gold Card, Citi Telkomsel Card, Citi Silver Card, Citi Cashback Card, Citi Clear Card and Citi Giant Card application that received and approved from January 1 until February 28, 2011. Free Handphone (not applicable for existing Citi Credit Cardholders and only applicable to application submitted and approved through Citibank Indonesia website before February 28, 2011, while stocks last and the colour and type is chosen by Citibank). Free First Year Annual Fee (applicable to application submitted and approved through Citibank Indonesia website before February 28, 2011). Direct gift is only for basic cardholder online application that is received and approved until February 28, 2011. This offer cannot be combined with other new Citi Credit Cards offer. This offer does not apply to Citibank employees. All Citibank’s decision regarding this program is final and binding to all participated Citi Cardholders Citibank has fully authority to stop the program, and to add, remove and/or modify Terms and Conditions content according to the prevailing regulation with prior notification Gift Delivery Direct gift will be delivered to Credit Cardholder through courier to the billing address as informed to Citibank.

Gift Delivery

Direct gift will be delivered to Credit Cardholder through courier to the billing address as informed to Citibank. Direct gift will be delivered to eligible cardholder in 2 months after Credit Cards has been approved. Direct Gift that is not claimed by the winner within 3 (three) months after the end of program period, that is caused by either one of the reason below cannot be reclaimed and will become Citibank’s property: a. Credit Card account status is inactive or blocked. b. Invalid delivery address due to address change without any notification to Citibank.