Maxi Save

Take the first step for a better future.

Citibank Maxi Save Account

We make banking easy for you, with Citibank Maxi Save Account. Get higher interest rates when you save more and enjoy our worldwide benefits.

Right for you if:
Right for you if:
  • You're looking for Citibank saving account with higher interest rate.
  • You want to earn rewards as you spend.
  • You want to access your account and get the latest promotions; anytime, anywhere.
Product Information

It is our priority to ensure our customers enjoy benefits from our services.

Save more, earn more:

Increase your saving balance and you can enjoy a higher interest rate.

We would like you to earn more from your savings*

That's why we give a maximum interest rate of 5.5% p.a.

Here is our complete interest rate table:

Balance Interest Rate
IDR 0 < IDR 10 Millions 0%
IDR 10 Millions < IDR 50 Millions 1%
IDR 50 Millions < IDR 250 Millions 2%
IDR 250 Millions < IDR 500 Millions 3%
IDR 500 Millions < IDR 5 Billions 4%
IDR 5 Billions < IDR 10 Billions 5%
>= IDR 10 Billions 5.50%
  • * Maxi Save is only available in IDR

Maxi Save Privileges

Maxi Save Savings Account is the right choice for you with privileges designed to provide banking transactions easier, convenience and provide more benefits for you.

1) Higher interest rate*
  • Citibank Maxi Save Savings Account offer interest up to 5.5% p.a.


2) Affordable monthly investment with Citibank Regular Investment Plan
  • We provide an affordable investment plan for you with Citibank Regular Investment Plan starting from Rp 1.000.000,-/month or with Citibank Target Savings Plan starting from Rp 500.000,-/month.


3) Free cash withdrawal & transfer in Rupiah
  • Save your time and avoid long queues at teller or ATM, and you can save on transfer fees.
  • FREE cash withdrawal and balance inquiry in Rupiah through ATM Citibank and ATM Bersama Network across nationwide, including withdrawal through ATM BCA.
  • Free real-time transfer through ATM Citibank, ATM Bersama Network and Citibank Online to all bank in Indonesia, including BCA.
  • Enjoy free* cash withdrawal through ATM PLUS Network worldwide.
*Terms and conditions applied. For more information, please visit:


4) Enjoy you free gift
  • You will get Citi Rewards Points for every transaction with your Citibank Debit Card.
  • Every transaction of Rp 2.500,- with Citibank Debit Card you will receive 1 Rewards Points.
  • Every 8000 Rewards Points can be exchanged with shopping voucher worth Rp 100.000,-.


5) Transactions alert to your mobile phone/email
  • You can monitor your banking transaction through your mobile phone / email.
  • Personalized selection of transactions that you want to monitor through Citi Alerts.
  • Do fund transfer, balance inquiry and information on Debit Card promotions through Citi Mobile.


6) Consolidated Statement
  • No more hassle to print transaction pass book.
  • Consolidated statement will be sent to you every beginning of each month.
  • You can also monitor your transactions anytime through Citibank Online.


For Fees and Charges, please click here



Features & Benefits

We are here to ensure that as our customer, you enjoy the benefits of all of our services.

The benefits for those who open a Citibank Account:

Citibank Debit/ATM Card*

Brings you banking convenience locally and globally. From cash withdrawals to your daily purchases, Citibank Debit/ATM Card lets you experience exclusive lifestyle privileges everytime you make purchases with your card. You can also indulge yourself with dining, shopping and holidays with Citibank Privileges worldwide.

Enjoy free** cash withdrawals in more than 20,000 ATM with ATM Bersama network (Bank Mandiri, BNI, BRI, Bank Permata, Bank CIMB Niaga, BCA) and more than 1 million ATM worldwide through PLUS*** network.

Free real time fund transfer to Citibank accounts in more than 25 countries through Citi Global Transfer.

Free worldwide fund transfers through Telegraphic Transfer.

Instant notification of your banking transactions via your cellphone/email through Citi Alerts.

Monthly Consolidated Statements.

Gift choices through Citi Rewards Points redemption.

Interactive internet banking services through Citibank Online.

CitiPhone Banking 24-Hour at 69999.

*For immediate replacement of stolen/lost card, just call the 24 Hours CitiPhone Banking at 69999 from your mobile.

** Maximum 10x/ day for banking transaction within ATM Bersama network.

*** Cash withdrawal in ATM plus network outside Indonesia may apply charges from the acquiring bank.

Eligibility Criteria
  Minimum age is 18 years.

* Opening a Citibank Maxi Save Account requires your NPWP.