Citi Cash Back

Save more money all year long.

Save more money all year long.

The Citi Cash Back Card offers you up to 5% cash back on your purchases. Truly a great way to save on your day to day purchases.

Top 3 Reasons:
Cashback Card


Top 3 Reasons:
  1. Get Cash Back up to 5% for transactions anywhere.
  2. Save up to IDR500,000 per month.
  3. Get discounts on your EazyPay and 1Bill payment.
Features & Benefits

Enjoy up to 5% cash back with transactions anywhere using Citi Cash Back Card, save up to IDR500,000 on your monthly bills or up to IDR6,000,000 per year.

Citibank EazyPay, loan on phone, cash withdrawals, annual fee payment, interest, administrative fee, charges dan Credit Shield Plus transactions will not receive cash back reward.

Cash Back

Get cash back reward for everytime you spend, including:

  • Retail Transaction.
  • Citibank 1Bill.

Cash Back Percentage Table

Transaction per Period % Cash Back*
The first IDR6 million 1%
The next IDR6 million 3%
For next spending above IDR12 million 5%
  • * Cash back calculation using progressive method.
  • * Maximum cash back amounts to IDR500,000 per month or IDR6,000,000 per year per card.
  • * Minimum cash back redemption amounts from IDR50,000 per month, accumulated in 2 cycles if cash back balance in the first cycle has not yet reach minimum amount.

Cash Back illustration:

Cash back received within one billing period. = Total new purchase transaction within particular period. x Cash back percentage with progressive calculation.



In January 2015 cycle, your total transaction amounts to IDR20 million using Citi Cash Back Card. Cash back calculation using progressive method, so the first IDR6 million is multiplied by 1% = IDR60,000 the next IDR6 million is multiplied by 3% = IDR180,000 and then added with the remaining, IDR20 million – IDR12 million = IDR8 million which is multiplied by 5% = IDR400,000.

Since the sum of calculated cash back exceeds the maximum amount (IDR60,000 + IDR180,000 + IDR400,000 = IDR640,000), so the amount of cash back you get is IDR500,000.

  • Citibank World Privileges

    Citibank World Privileges

    Wherever you see the logo of Citibank World Privileges enjoy exclusive privileges and discounts from many of your favorite merchants such as restaurants, hotels, and shopping malls worldwide.

  • Citibank 1Bill

    Citibank 1Bill

    There is no need to burden your mind and waste your time anymore just to pay various bills. Register your routine bills on Citibank 1Bill and let us take care of it.

  • Citibank Isi Pulsa

    Citibank Isi Pulsa

    You can top up your prepaid mobile phone credit using Citibank credit card, anytime, anywhere. Just send a text message to 8887 and your prepaid number will get topped up. This service is valid for prepaid numbers from Telkomsel, Indosat, Excelcom, Esia, Smartfren and Hutchinson.

  • Credit Shield Plus

    Credit Shield Plus

    With low premium of 0.69%, you are protected from the inability to pay your credit card bills whenever you experience an accident that causes temporary or permanent disability, or you are diagnosed with critical illness, and/or death due to accident or illness.

  • Indonesia Airport Lounge

    Indonesia Airport Lounge

    As a Citibank Cardholder, you will enjoy exclusive access to Citibank Airport Lounges for both international and domestic flights throughout 5 cities in Indonesia.

  • Citi Alert

    Citi Alert

    You can monitor all of your Citibank accounts. Get instant notifications for each transaction so that you feel more secure and comfortable. Registration will be done automatically.

Annual Fee
Description Annual Fee
Primary Card IDR225.000,-
Supplementary Card IDR125.000,-

For more information on Citi Credit Card Interest and Fees, here.