Citi Cash Back

Get a daily dose of delight with
up to 5% Cash Back.

Get a daily dose of delight with up to 5% Cash Back.

Citi Cash Back Platinum Card is a card specifically designed to give Cash Back benefits in your daily transactions.

Top 3 Reasons:
Cashback Card

CITIBANK CASH BACK

Top 3 Reasons:
  1. You love to shop but still want to save money on your routine daily spending on gasoline, dining and groceries.
  2. You want a discount on your monthly bills all year.
  3. You want a lifetime Cash Back that never expire.
Features & Benefits
Cash Back’s Calculation Scheme
Total spending in one billing statement
Category
% Regular Cash Back (Unlimited)
+
% Bonus Cash Back
< Rp5.000.000,-
All spending
0,1%
 
N/A
≥ Rp5.000.000,-
Gasoline
0,1%
+
4,9% (Max. Rp100.000,-)
Dining
0,1%
+
4,9% (Max. Rp100.000,-)
Supermarket
0,1%
+
4,9% (Max. Rp100.000,-)
All other spending
0,1%
 
N/A
  • You will receive Regular Cash Back of 0,1% for all transactions, with no limit on the amount of Cash Back received. You will also receive Cash Back bonus of 4,9% for gasoline, dining and groceries transactions, when the accumulated spending in one billing statement, reaches with a minimum Rp5.000.000,-
  • The maximum Cash Back bonus received for each category of gasoline, dining and groceries is Rp100.000,-
  • Cash Back will be paid in the multiples of Rp50.000,- in each billing cycle. The remaining unpaid cash back never expires and will be added to the next monthly billing.
  • All other spending category means all transaction including online transactions, other than gasoline, dining and groceries.
  • Citibank EazyPay, loan on phone, cash withdrawals, annual fee payment, interest, administrative fee, charges dan Credit Shield Plus transactions will not receive cash back reward.
  • Categories of spending will follow the standard of Visa and MasterCard.
Ilustrasi

Ilustrative calculations of Cash Back when your spend less than Rp5.000.000,-

Type of spending transactions
Total Transactions
Regular Cash Back (0,1%)
Unlimited
Bonus Cash Back (4,9%) Max: Rp100.000,-
Total
Cash back
Petrol
Rp500.000,-
Rp500,-
-
Rp500,-
Dining
Rp1.500.000,-
Rp1.500,-
-
Rp1.500,-
Groceries
Rp750.000,-
Rp750,-
-
Rp750,-
All other spending
Rp1.250.000,-
Rp1.250,-
-
Rp1.250,-
Total
Rp4.000.000,-
Rp4.000,-

Total spending in January 2016 is Rp4.000.000,- with transactions as illustrated above, then the cash back earned is 0,1% of total spending, which is Rp4.000,-. The Cash Back will be accumulated to the next month billing and will be paid in multiples of Rp50.000,-.


Ilustrative calculations of Cash Back when your spend more than Rp5.000.000,-

Type of spending transactions
Total Transactions
Regular Cash Back (0,1%)
Unlimited
Bonus Cash Back (4,9%) Max: Rp100.000,-
Total
Cash back
Petrol
Rp1.000.000,-
Rp1.000,-
Rp49.000,-
Rp50.000,-
Dining
Rp1.500.000,-
Rp1.500,-
Rp73.500,-
Rp75.000,-
Groceries
Rp2.500.000,-
Rp2.500,-
Rp100.000,-*
Rp102.500,-
All other spending
Rp3.000.000,-
Rp3.000,-
-
Rp3.000,-
Total
Rp8.000.000,-
Rp230.500,-
The accumulated Cash Back on the previous month
Rp4.000,-
Total Cash Back earned
Rp234.500,-
Total Cash Back Paid
Rp200.000,-
Total accumulated Cash Back
Rp34.500,-

*Note: In the illustration above, bonus Cash Back earned in groceries is capped to Rp100.000,- even though by calculation the bonus Cash Back is Rp122.500,-.

Your total spending in February 2016 is Rp8.000.000,-. For each transaction category will get regular Cash Back of 0.1% .For gasoline, dining and groceries will receive Cash Back bonus of 4,9%.

For each of the transaction at gasoline, dining and groceries will only have maximum limit of Cash Back bonus received Rp100.000,-. Cash Back earned on this month (including accumulated Cash Back from previous month) is Rp234.500,- and the amount of Cash Back that will be paid for this month is Rp200.000,-. The remaining amount Rp34.500,- will be added to the next month billing.

Annual Fee
Description Annual Fee*
Primary Card Rp400.000,-
Supplementary Card Rp200.000,-
*Effective 25 February 2016

For more information on Citi Credit Card Interest and Fees, here.

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