Installment

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Installment

Ready Credit Installment Table

Illustration table shows installment calculation by using flat interest rate method

Loan Amount Flat
Interest/month
Loan Term (months)
18 24 30 36
Rp. 10.000.000 1.45% 700.6 561.7 478.4 422.8
Rp 20.000.000 1.401.200 1.123.400 956.7 845.6
Rp. 30.000.000 2.101.700 1.685.000 1.435.000 1.268.400
Rp. 40.000.000 2.802.300 2.246.700 1.913.400 1.691.200
Rp. 50.000.000 1.30% 3.427.800 2.733.400 2.316.700 2.038.900
Rp. 70.000.000 4.798.900 3.826.700 3.243.400 2.854.500
Rp. 90.000.000 6.170.000 4.920.000 4.170.000 3.670.000
Rp. 110.000.000 7.541.200 6.013.400 5.096.700 4.485.600
Rp. 130.000.000 8.912.300 7.106.700 6.023.400 5.301.200
Rp. 150.000.000 10.283.400 8.200.000 6.950.000 6.116.700
Rp. 170.000.000 11.654.500 9.293.400 7.876.700 6.932.300
Rp. 190.000.000 13.025.600 10.386.700 8.803.400 7.747.800
Rp. 200.000.000 13.711.200 10.933.400 9.266.700 8.155.600
Ready Credit Flat Interest/month 1.45% 1.45% 1.45% 1.45%
Effective Interest/month 2.56% 2.54% 2.50% 2.47%
Ready Credit Premium Flat Interest/month 1.30% 1.30% 1.30% 1.30%
Effective Interest/month 2.31% 2.29% 2.27% 2.24%

NOTED :

  • * Loan Amount column added (IDR).
  • * Each number given. (Point) and, (comma) at the end. Example: 10.000.000,-.
  • * Flat 1.45% Interest adjust it with the previous use of punctuation. (Dots). Example: 1.45%.

NOTE:

  • Installment figures rounded up to the nearest hundred dollars.
  • Figures mentioned above are indicative only and can be changed at any time with notice.
  • The effective interest rate used for the calculation of the remaining loan to be paid, when customer repays early.
  • The loan amount, maturity and interest rates will be entirely dependent on the analysis and verification carried out by the Bank.
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