Installment

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Installment

Ready Credit Installment Table

Illustration table shows installment calculation by using flat interest rate method

Loan Amount (IDR)
Flat interest rate/month
Monthly installment by Loan Tenor (IDR)
12 months
18 months
24 months
30 months
36 months
20.000.000  Tenor 12 & 18 bulan: 1,68%
Tenor 24, 30 & 36 bulan: 1,50%
2,002,667 1,447,111 1,133,333 966,667 855,556
40.000.000  4,005,333 2,894,222 2,266,667 1,933,333 1,711,111
60.000.000  6,008,000 4,341,333 3,400,000 2,900,000 2,566,667
80.000.000  8,010,667 5,788,444 4,533,333 3,866,667 3,422,222
100.000.000  10,013,333 7,235,556 5,666,667 4,833,333 4,277,778
120.000.000  12,016,000 8,682,667 6,800,000 5,800,000 5,133,333
140.000.000  14,018,667 10,129,778 7,933,333 6,766,667 5,988,889
160.000.000  16,021,333 11,576,889 9,066,667 7,733,333 6,844,444
180.000.000  18,024,000 13,024,000 10,200,000 8,700,000 7,700,000
200.000.000  20,026,667 14,471,111 11,333,333 9,666,667 8,555,556
Flat interest/month 1,68% 1,68% 1,50% 1,50% 1,50%
Effective interest/month 2,95% 2,94% 2,62% 2,59% 2,55%

NOTED :

  • * Loan Amount column added (IDR).
  • * Each number given. (Point) and, (comma) at the end. Example: 10.000.000,-.
  • * Flat 1.45% Interest adjust it with the previous use of punctuation. (Dots). Example: 1.45%.

NOTE:

  • Installment figures rounded up to the nearest hundred dollars.
  • Figures mentioned above are indicative only and can be changed at any time with notice.
  • The effective interest rate used for the calculation of the remaining loan to be paid, when customer repays early.
  • The loan amount, maturity and interest rates will be entirely dependent on the analysis and verification carried out by the Bank.
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