Installment

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Installment

Ready Credit Installment Table

Illustration table shows installment calculation by using flat interest rate method

Loan Amount
Interest
Loan Terms (months)
12
18
24
30
36
20,000,000 
1.45%
1,956,667  1,401,111  1,123,333  956,667 845,556
40,000,000  3,913,333  2,802,222  2,246,667  1,913,333  1,691,111 
60,000,000  5,870,000  4,203,333  3,370,000  2,870,000  2,536,667 
80,000,000  7,826,667  5,604,444  4,493,333  3,826,667  3,382,222 
100,000,000  9,783,333  7,005,556  5,616,667  4,783,333  4,227,778 
120,000,000  11,740,000  8,406,667  6,740,000  5,740,000  5,073,333 
140,000,000  13,696,667  9,807,778  7,863,333  6,696,667  5,918,889 
160,000,000  15,653,333  11,208,889  8,986,667  7,653,333  6,764,444 
180,000,000  17,610,000  12,610,000  10,110,000  8,610,000  7,610,000 
200,000,000  19,566,667  14,011,111  11,233,333  9,566,667  8,455,556 
Flat Interest / Month 1.45% 1.45% 1.45% 1.45% 1.45%
Effective Interest / Month 2.56% 2.56% 2.54% 2.51% 2.47%

NOTED :

  • * Loan Amount column added (IDR).
  • * Each number given. (Point) and, (comma) at the end. Example: 10.000.000,-.
  • * Flat 1.45% Interest adjust it with the previous use of punctuation. (Dots). Example: 1.45%.

NOTE:

  • Installment figures rounded up to the nearest hundred dollars.
  • Figures mentioned above are indicative only and can be changed at any time with notice.
  • The effective interest rate used for the calculation of the remaining loan to be paid, when customer repays early.
  • The loan amount, maturity and interest rates will be entirely dependent on the analysis and verification carried out by the Bank.
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