Installment

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Installment

Ready Credit Installment Table

Illustration table shows installment calculation by using flat interest rate method

Loan Amount (IDR)
Flat interest rate / month
Monthly installment by Loan Tenor (IDR)
12
18
24
30
36
20.000.000  Tenor 12 & 18 months: 1,68%
Tenor 24, 30 & 36 months: 1,59%
     2,002,667      1,447,111      1,151,333          984,667          873,556
40.000.000       4,005,333      2,894,222      2,302,667      1,969,333      1,747,111
60.000.000       6,008,000      4,341,333      3,454,000      2,954,000      2,620,667
80.000.000       8,010,667      5,788,444      4,605,333      3,938,667      3,494,222
100.000.000     10,013,333      7,235,556      5,756,667      4,923,333      4,367,778
120.000.000     12,016,000      8,682,667      6,908,000      5,908,000      5,241,333
140.000.000     14,018,667    10,129,778      8,059,333      6,892,667      6,114,889
160.000.000     16,021,333    11,576,889      9,210,667      7,877,333      6,988,444
180.000.000     18,024,000    13,024,000    10,362,000      8,862,000      7,862,000
200.000.000     20,026,667    14,471,111    11,513,333      9,846,667      8,735,556
Flat interest/month 1,68% 1,68% 1,59% 1,59% 1,59%
Effective interest/month 2,95% 2,94% 2,77% 2,73% 2,69%

NOTE:

  • Installment figures rounded up to the nearest hundred dollars.
  • Figures mentioned above are indicative only and can be changed at any time with notice.
  • The effective interest rate used for the calculation of the remaining loan to be paid, when customer repays early.
  • The loan amount, maturity and interest rates will be entirely dependent on the analysis and verification carried out by the Bank.
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