INFORMATION ON CITIBANK CREDIT CARD INTEREST AND FEES
| Description | Citi Simplicity+ Card | Citi Rewards Card, Citi Cash Back Card, Citi Cash Back Platinum Card, Citi Cash Back Classic Card, Citi Telkomsel Card, Citi Choice Card |
Citi PremierMiles Card, Garuda Indonesia Citi Card, Citi Platinum Card |
Citi Prestige Card | |||
|---|---|---|---|---|---|---|---|
| Retail Interest | 1.75% per month/ 21% per annum | ||||||
| Cash Advance Interest | 1.75% per month/ 21% per annum | ||||||
| Overlimit Fee Will be charged if the use of your credit card exceeds its Credit Limit / Combined Credit Limit |
Rp0.- | Overlimit amount or maximum Rp250.000- | Rp0,- | ||||
| Late Fee Will be imposed if the payment is received by Citibank after the due date or the total payment is less than total Minimum Payment as already stipulated by Citibank(Rp) |
Rp0.- | 3% of Total Bill, Maximum Rp150.000,- 1% of Total Bill, Maximum Rp100.000,- (1 May 2020 – 30 June 2023) |
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| Cash Advance Fee Will be charged for every Cash Advance transaction using Citi Credit Cards |
6% of the withdrawn amount or minimum Rp100.000,- |
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| Card Replacement Fee Will be imposed for every issuance of new Citi Credit card as a substitute of the previous Citi Credit card which is lost or damaged and already reported to Citibank according to procedure of report on lost of or damage of Citi Credit Card. |
Rp50.000,- per card number | ||||||
| Stamp Duty Fee on Billing Statement Amount is subject to payment made by Cardholder Up to Rp5.000.000,- Over Rp5.000.000,- |
Rp0,- Rp10.000,- |
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| Billing Statement Printing Fee Will be charged for every print of billing statement that has been sent by Citibank to Cardholder (including via fax), which will be debited at your billing statement in the following. month. |
Rp25.000,-
|
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| Notification Fee
Monthly charge to Citi Credit Card accounts that receive notifications. |
Rp5.000,- per month | ||||||
| Sales Draft Fee Charged for every request of sales draft copy as proof of Citi Credit Card usage. |
Rp50.000,- | ||||||
| Transfer Fee Charged for every request to transfer exceeding amount of Citi Credit Card payment to your account. |
Rp25,000 | ||||||
| Transfer Fee for Citi Quick Cash Charged for every Citi Quick Cash transfer to other bank account. |
Rp25.000,- | ||||||
| Citi FlexiBill/Citi PayLite Interest based & EazyPay n0w - Cancelation Fee Charged if you make an early settlement of Citi FlexiBill/ Citi PayLite/EazyPay n0w transaction before installment tenor ends. |
Rp250.000,- | ||||||
| Citi FlexiBill/Citi PayLite Fee based - Cancelation Fee Not charged if you make an early settlement of Citi FlexiBill/ Citi PayLite transaction before installment tenor ends. |
Rp0,- | ||||||
| Citi Quick Cash Interest based - Cancelation Fee Charged if you make an early settlement of Citi Quick Cash transaction before installment tenor ends. |
5% of the remaining principal amount plus daily running interest will be charged. | ||||||
| Citi Quick Cash Fee based - Cancelation Fee Not charged if you make an early settlement of Citi Quick Cash transaction before installment tenor ends. |
Rp0,- | ||||||
| Annual Statement Fee Will be imposed for every printing request of transaction summary of the last 1 year period, as per request from Cardholder. |
Rp300,000 | ||||||
| Citi Rewards Points / Citi Miles Redemption Fee Will be imposed for Citi Rewards Points / Citi Miles redemption through CitiPhone Banking. |
- |
10.000 Citi Rewards Points (except for Citi Cash Back Card, Citi Cash Back Platinum Card, Citi Cash Back Classic, Citi Choice Card) | 10.000 Citi Rewards Points or 1.500 Miles (except for Garuda Indonesia Citi Card) | Free of charge | |||
| Other fee Charged whenever there is credit balance left after the credit card is closed. |
Maximum Rp25,000 | ||||||
Annual Fee
| Deskripsi | Primary Card | Supplementary Card |
| Citi Prestige Card | Rp3.500.000,- | Rp1.500.000,- |
| Citi PremierMiles Card | Rp1.000.000,- | Rp500.000,- |
| Citi Platinum Card | Rp750.000.- | Rp300.000,- |
| Garuda Indonesia Citi Card | Rp800.000,- | Rp400.000,- |
| Citi Rewards Card, Citi Cash Back Card, Citi Cash Back Platinum Card, Citi Telkomsel Card | Rp400.000,- | Rp200.000,- |
| Citi Simplicity+ Card | Rp350.000,- | Rp150.000,- |
| Citi Cash Back Classic | Rp225.000,- | Rp125.000,- |
| Citi Choice Card | Rp50.000,-/ Rp100.000,- subject to cardholder's preference | - |
Service Payment Fee
Service Payment Fee is applicable to all Citi Credit Cards.
Payment facility via Banking Partner is applicable to Cardholders who have banking accounts in the following Banks:
| Banking Partner | Fee per Transaction | Service |
|---|---|---|
Bank Mandiri |
Rp12.500,- |
ATM, Call Mandiri, Internet Banking, SMS Banking |
BNI |
Rp12.500,- |
ATM (Real Time Online), BNI Phone Banking, BNI SMS Banking, BNI Internet Banking |
BRI |
Rp7.500,- |
ATM (Real Time Online), Phone Banking |
BCA |
Rp12.500,- |
ATM (Real Time Online), Klik BCA, BCA by Phone, m-BCA |
Bank Danamon |
Rp5.000,- |
ATM, Danamon Access Center, Danamon Mobile Banking |
Bank Permata |
Rp5.000,- |
ATM (Real Time Online), PermataNet, PermataTel, Permata Mobile |
BII |
Rp5.000,- |
ATM (Real Time Online), Internet Banking |
CIMB Niaga |
Rp7.500,- |
ATM, CIMB Clicks, Go Mobile, Phone Banking 14041 (Real Time Online for all services) |
Panin Bank |
Rp7.500,- |
ATM (Real Time Online), Internet Banking, Mobile Banking |
OCBC NISP |
Rp5.000,- |
ATM (Real Time Online), Phone Banking |
Bank Mega |
Rp5.000,- |
ATM (Real Time Online) |
Cash payment facility and payment fee via counter/teller (open to all Citi Credit Card holders):
Pos Indonesia Rp7.000,- |
