Interest & Fee

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Information on Citibank Credit Card Interest and Fees

Information on Citibank Credit Card Interest and Fees

INFORMATION ON CITIBANK CREDIT CARD INTEREST AND FEES

Description Citi Simplicity+ Card Citi Rewards Card,
Citi Cash Back Card,
Citi Cash Back Platinum Card,
Citi Cash Back Classic Card,
Citi Telkomsel Card,
Citi Choice Card
Citi PremierMiles Card,
Garuda Indonesia Citi Card,
Citi Platinum Card
Citi Prestige Card
Retail Interest 1.75% per month/ 21% per annum
Cash Advance Interest 1.75% per month/ 21% per annum
Overlimit Fee
Will be charged if the use of your credit card exceeds its Credit Limit / Combined Credit Limit
Rp0.- Overlimit amount or maximum Rp250.000- Rp0,-
Late Fee
Will be imposed if the payment is received by Citibank after the due date or the total payment is less than total Minimum Payment as already stipulated by Citibank(Rp)
Rp0.- 3% of Total Bill, Maximum Rp150.000,-

1% of Total Bill, Maximum Rp100.000,- (1 May 2020 to 31 Dec 2023)
Cash Advance Fee
Will be charged for every Cash Advance transaction using Citi Credit Cards
6% of the withdrawn amount or minimum Rp100.000,-
Card Replacement Fee
Will be imposed for every issuance of new Citi Credit card as a substitute of the previous Citi Credit card which is lost or damaged and already reported to Citibank according to procedure of report on lost of or damage of Citi Credit Card.
Rp50.000,- per card number
Stamp Duty Fee on Billing Statement
Amount is subject to payment made by Cardholder
Up to Rp5.000.000,-
Over Rp5.000.000,-


Rp0,-
Rp10.000,-
Billing Statement Printing Fee
Will be charged for every print of billing statement that has been sent by Citibank to Cardholder (including via fax), which will be debited at your billing statement in the following. month.
Rp25.000,-
Notification Fee
Monthly charge to Citi Credit Card accounts that receive notifications.
Rp5.000,- per month
Sales Draft Fee
Charged for every request of sales draft copy as proof of Citi Credit Card usage.
Rp50.000,-
Transfer Fee
Charged for every request to transfer exceeding amount of Citi Credit Card payment to your account.
Rp25,000
Transfer Fee for Citi Quick Cash
Charged for every Citi Quick Cash transfer to other bank account.
Rp25.000,-
Citi FlexiBill/Citi PayLite Interest based & EazyPay n0w - Cancelation Fee
Charged if you make an early settlement of Citi FlexiBill/ Citi PayLite/EazyPay n0w transaction before installment tenor ends.
Rp250.000,-
Citi FlexiBill/Citi PayLite Fee based - Cancelation Fee
Not charged if you make an early settlement of Citi FlexiBill/ Citi PayLite transaction before installment tenor ends.
Rp0,-
Citi Quick Cash Interest based - Cancelation Fee
Charged if you make an early settlement of Citi Quick Cash transaction before installment tenor ends.
5% of the remaining principal amount plus daily running interest will be charged.
Citi Quick Cash Fee based - Cancelation Fee
Not charged if you make an early settlement of Citi Quick Cash transaction before installment tenor ends.
Rp0,-
Annual Statement Fee
Will be imposed for every printing request of transaction summary of the last 1 year period, as per request from Cardholder.
Rp300,000
Citi Rewards Points / Citi Miles Redemption Fee
Will be imposed for Citi Rewards Points / Citi Miles redemption through CitiPhone Banking.
-
10.000 Citi Rewards Points (except for Citi Cash Back Card, Citi Cash Back Platinum Card, Citi Cash Back Classic, Citi Choice Card) 10.000 Citi Rewards Points or 1.500 Miles (except for Garuda Indonesia Citi Card) Free of charge
Other fee
Charged whenever there is credit balance left after the credit card is closed.
Maximum Rp25,000

Annual Fee

Deskripsi Primary Card Supplementary Card
Citi Prestige Card Rp3.500.000,- Rp1.500.000,-
Citi PremierMiles Card Rp1.000.000,- Rp500.000,-
Citi Platinum Card Rp750.000.- Rp300.000,-
Garuda Indonesia Citi Card Rp800.000,- Rp400.000,-
Citi Rewards Card, Citi Cash Back Card, Citi Cash Back Platinum Card, Citi Telkomsel Card Rp400.000,- Rp200.000,-
Citi Simplicity+ Card Rp350.000,- Rp150.000,-
Citi Cash Back Classic Rp225.000,- Rp125.000,-
Citi Choice Card Rp50.000,-/ Rp100.000,- subject to cardholder's preference -

Service Payment Fee

Service Payment Fee is applicable to all Citi Credit Cards.

Payment facility via Banking Partner is applicable to Cardholders who have banking accounts in the following Banks:

Banking Partner Fee per Transaction Service

Bank Mandiri

Rp12.500,-

ATM, Call Mandiri, Internet Banking, SMS Banking

BNI

Rp12.500,-

ATM (Real Time Online), BNI Phone Banking, BNI SMS Banking, BNI Internet Banking

BRI

Rp7.500,-

ATM (Real Time Online), Phone Banking

BCA

Rp12.500,-

ATM (Real Time Online), Klik BCA, BCA by Phone, m-BCA

Bank Danamon

Rp5.000,-

ATM, Danamon Access Center, Danamon Mobile Banking

Bank Permata

Rp5.000,-

ATM (Real Time Online), PermataNet, PermataTel, Permata Mobile

BII

Rp5.000,-

ATM (Real Time Online), Internet Banking

CIMB Niaga

Rp7.500,-

ATM, CIMB Clicks, Go Mobile, Phone Banking 14041 (Real Time Online for all services)

Panin Bank

Rp7.500,-

ATM (Real Time Online), Internet Banking, Mobile Banking

OCBC NISP

Rp5.000,-

ATM (Real Time Online), Phone Banking

Bank Mega

Rp5.000,-

ATM (Real Time Online)

Cash payment facility and payment fee via counter/teller (open to all Citi Credit Card holders):

Pos Indonesia Rp7.000,-

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