Customer Investment Plan

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Regular investment that suits your financial needs and goals.

Regular investment that suits your financial needs and goals.

Have you done your financial planning for your future? To achieve your financial needs and goals, a good financial planning is required as long as you are in your productive time.

By investing through Customer Investment Plan, invest practically, flexibly and regularly through various mutual fund products that suit your capability and needs.

Right for you if:
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CITIBANK REGULAR INVESTMENT PLAN

Right for you if:
  1. You need a regular investment that can be done gradually
  2. You want an investment that suits to your risk profile
  3. You need an investment in your financial planning to reach your financial goal
Benefits

Benefits

Investing through Customer Investment Plan (CIP) has 3 convenient features:

  • Practical : by registering once, investment through CIP can be executed through auto-debit from your account
  • Flexibility : investment amount starting from minimum subscription Rp 500.000,- and investment tenor that can be adjusted accordingly to your financial planning, for example 6, 12, 24 or 36 months
  • Regular : investment can be done gradually based on your financial planning

Risk

Investing through Customer Investment Plan (CIP) contains same risk as investing in the mutual fund that you have chosen. Investment risk through CIP, including but not limited to:

  • Risk of Reducing Unit Holding’s Value
  • Risk of Economic and Politic Condition Changes
  • Liquidity Risk
  • Default Risk
  • Termination and Liquidation Risk
FAQs

How to invest through Customer Investment Plan (CIP)?

Investment process through CIP is for customers that are already registered as mutual fund investors in Citibank by monthly auto-debit based on customers plan. Investment tenor can be set up by customers; for example 6, 12, 24 or 36 months.

How to Register

You can learn more about CIP in the nearest Citibank branch or through your Relationship Manager.

Investing through Customer Investment Plan (CIP) can be done by doing these 3 simple steps:

  1. Identify your risk profile
  2. Choose investment product that suits your risk profile and financial goal
  3. Invest regularly through auto-debit from your account
Eligibility Criteria

Due to regulations, we are unable to offer this product to U.S. Citizens.

Disclaimers

INVESTMENT IN THE FORM OF MUTUAL FUND CONTAINS RISK. A PROSPECTIVE INVESTOR MUST READ AND UNDERSTAND THE PROSPECTUS PRIOR TO DECIDING TO INVEST IN A MUTUAL FUND. PAST PERFORMANCE IS NOT INDICATIVE OF FUTURE RESULTS.

Mutual Funds are capital market products; NOT bank’s product or deposit; NOT obligation of and NOT guaranteed by Citibank N.A., Indonesia (including its subsidiaries, associates or affiliates); NOT part of third party deposit which is subject to certain terms and is not included as object of Indonesia Deposit Insurance Corporation (LPS) guaranteed program.
Investment in the form of Mutual Fund is subject to investment risk including possible loss of principal amount invested. Past Performance is not indicative of future results, investment value can go up or down as a result of Net Asset Value (NAV) fluctuation in accordance to market condition and quality of the respective Mutual Fund portfolio. Investors investing in funds denominated in non-local currency should fully aware of the risk of exchange rate fluctuations that may cause a loss of principal. This document does not constitute the dissemination of information, an offer to sell, or a solicitation of an offer to buy Participation Unit in any jurisdiction where, or to any person to whom, it is unlawful to make any such offer or solicitation. Mutual Fund is not offered to US citizen or residence. Investor must obtain and read the relevant Prospectus prior to deciding to invest in Mutual Fund.

Simulation

Below simulation is showing subscription feature through CIP based on the assumption of return from a balanced mutual fund product

Bulan Transaksi Pembelian (IDR) Tanggal Pendebetan NAV Reksa Dana X Keuntungan/Kerugian Unit Holdings Total AUM Nasabah (IDR)
1 1,000,000 6 3263.85 0.00% 306.3866293 1,000,000.00
2 1,000,000 6 3293.51 0.91% 303.627437 1,009,087.43
3 1,000,000 6 3336.76 1.31% 299.6919167 1,022,219.31
4 1,000,000 6 3345.1 0.25% 298.9447251 1,024,718.74
5 1,000,000 6 3360 0.45% 297.6190476 1,029,173.02
6 1,000,000 6 3372.48 0.37% 296.5176962 1,032,887.31
7 1,000,000 6 3388.57 0.48% 295.1097366 1,037,658.28
8 1,000,000 6 3419.15 0.90% 292.4703508 1,046,682.73
9 1,000,000 6 3433.22 0.41% 291.2717507 1,050,797.79
10 1,000,000 6 3445.52 0.36% 290.2319534 1,054,380.43
11 1,000,000 6 3471.22 0.75% 288.0831523 1,061,839.39
12 1,000,000 6 3492.57 0.62% 286.3221066 1,067,989.97
Total AUM Nasabah menggunakan fitur pembelian melalui CIP selama 1 tahun 12,437,434.41

Below simulation is showing subscription to a balanced mutual fund product

Bulan Transaksi Pembelian (IDR) Tanggal Pendebetan NAV Reksa Dana X Keuntungan/Kerugian Unit Holdings Total AUM Nasabah (IDR)
1 12,000,000 6 3492.57 0.62% 286.3221066 12,073,806.90
Total AUM Nasabah melakukan pembelian reksa dana 12,073,806.90

Attention:

Scenario example as per above is only for illustration and does not reflect real analysis. We do not guarantee that the above scenario shows the actual or future investment condition and return.
The nominal and return rate of this product feature can differ from the simulation with above scenario attached and significant change might happen.
This simulation does not include various fees/and or tax that might arise from the transaction of Customer Investment Plan based on the applicable mutual fund. Information regarding the applicable mutual fund can be found in the respective Factsheet/Prospectus.

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