Citi Cash Back Classic

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Citi Cash Back Classic Card.

Citi Cash Back Classic Card
Right for you if:
Citi Cash Back Card


Right for you if:

Aligning with our business development, we have launched Citi Cash Back Platinum-based to replace Citi Cash Back Classic Card.

Features & Benefits

Cash back is counted based on Total Revolving Balance in previous month’s statement (minimum IDR 50,000).

Revolved Balance (from previous month) % of Cash Back
< IDR 3,000,000 0,5%
IDR 3,000,000 to IDR 5,000,000 1%
IDR 5,000,000 to IDR 8,000,000 1,5%
Over IDR 8,000,000 2,5%
  • Cash Back is counted based on revolving balance.
  • Total Cash Back max is IDR 3,000,000 / year.
  • Total Cash Back min is IDR 50,000 and can be accumulated for 1 year.

Cash Back Illustration:

Cash Back received in 1 Period = % Cash Back (Last Statement Total Balance – Payment Made) x Spending



Transaction = IDR 20,000.000
Last Statement Total Balance = IDR 3,000,000
Payment = IDR 1,000,000


Revolving Balance (Last Statement Total Balance – Payment made) = IDR 3,000,000 – IDR 1,000,000 = IDR 2,000,000 (below IDR 3,000,000)
% Cash Back = 0.5%

Total Cash Back = 0.5% x IDR 20,000,000 = IDR 100,000

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Annual Fee
Description Annual Fee
Primary Card IDR 225,000
Supplementary Card IDR 125,000

For more information on Citi Credit Card Interest and Fees, here.