CITI CASH BACK CARD

Get a daily dose of delight with
up to 5% cash back

Cash Back Credit Card - Get a daily dose of delight with up to 5% cash back

Get more for your money with the Citi Cash Back Card. For all your everyday transactions, Citi's Cash Back Card provides up to 5% cash back. Get cash rebates for your groceries, petrol and dining all year long.

Start saving on your spending and see more money back in your pocket with cash rebates from merchants. Apply for the Citi Cash Back Card today.

Top 3 Reasons:
Cashback Card

CITIBANK CASH BACK

Top 3 Reasons:
  • You like to shop but also like to save money especially on your routine spending at Gasoline, Dining, and Groceries merchants.
  • You want a credit card that gives direct cash benefit on your monthly credit card bills.
  • Your cash back has no expiry date.
Features & Benefits
Cash Back’s Calculation Scheme*
Total spending in one billing statement
Category
% Regular Cash Back (unlimited)
+
% Bonus cash back
< Rp5,000,000
All spending
0,1%
 
N/A
≥ Rp5,000,000
Gasoline
0,1%
+
4,9% (Max. Rp100,000)
Dining
0,1%
+
4,9% (Max. Rp100,000)
Supermarket
0,1%
+
4,9% (Max. Rp100,000)
All other spending
0,1%
 
N/A

*Effective 25 February 2016

  • You will receive Regular Cash Back of 0,1% for all transactions, with no limit on the amount of cash back received. You will also receive cash back bonus of 4,9% for Gasoline, Dining and Groceries transactions, when the accumulated spending in one billing statement, reaches a minimum amount of Rp5,000,000
  • The maximum cash back bonus received for each category of Gasoline, Dining and Groceries is Rp100,000
  • Cash back will be paid in the multiples of Rp50,000 in each billing cycle. The remaining unpaid cash back never expires and will be added to the next monthly billing.
  • All other spending category means all transaction including online transactions, other than Gasoline, Dining and Groceries.
  • Citibank EazyPay, loan on phone, cash withdrawals, annual fee payment, interest, administrative fee, charges dan Credit Shield Plus transactions will not receive cash back reward.
  • Categories of spending will follow the standard of Visa and MasterCard.
Ilustrasi

Illustrative calculations of cash back when you spend less than Rp5,000,000

Type of spending transactions
Total transactions
Regular Cash Back (0,1%)
unlimited
Bonus cash back (4,9%) max: Rp100,000
Total
cash back
Petrol
Rp500,000
Rp500
-
Rp500
Dining
Rp1,500,000
Rp1,500
-
Rp1,500
Groceries
Rp750,000
Rp750
-
Rp750
All other spending
Rp1,250,000
Rp1,250
-
Rp1,250
Total
Rp4,000,000
Rp4,000

Total spending in January 2016 is Rp4,000,000 with transactions as illustrated above, then the cash back earned is 0,1% of total spending, which is Rp4,000. The cash back will be accumulated to the next month billing and will be paid in multiples of Rp50,000.


Illustrative calculations of cash back when your spending is more than or equal to Rp5,000,000

Type of spending transactions
Total transactions
Regular Cash Back (0,1%)
unlimited
Bonus cash back (4,9%) max: Rp100,000
Total
cash back
Petrol
Rp1,000,000
Rp1,000
Rp49,000
Rp50,000
Dining
Rp1,500,000
Rp1,500
Rp73,500
Rp75,000
Groceries
Rp2,500,000
Rp2,500
Rp100,000*
Rp102,500
All other spending
Rp3,000,000
Rp3,000
-
Rp3,000
Total
Rp8,000,000
Rp230,500
The accumulated cash back in the previous month
Rp4,000
Total cash back earned
Rp234,500
Total cash back Paid
Rp200,000
Total accumulated cash back
Rp34,500

*Note: In the illustration above, bonus cash back earned in groceries is capped to Rp100,000 even though by calculation the bonus cash back is Rp122,500.

Your total spending in February 2016 is Rp8,000,000. For each transaction category will get Regular Cash Back of 0.1% .For Gasoline, Dining and Groceries will receive cash back bonus of 4,9%.

For each of the transaction at Gasoline, Dining and Groceries will only have maximum limit of cash back bonus received Rp100,000. cash back earned in this month (including accumulated cash back from previous month) is Rp234,500 and the amount of cash back that will be paid for this month is Rp200,000. The remaining amount of Rp34,500 will be added to the next month billing.

Annual Fee
Description Annual Fee*
Primary Card Rp400,000
Supplementary Card Rp200,000
*Effective 25 February 2016

For more information on Citi Credit Card Interest and Fees, click here.

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