With Citi Simplicity+ Card, you pay the bill and we'll return the favor. We offer you simple ways to save on interest and fees. Apply now for the Citi Simplicity+ Card and enjoy all the credit, none of the fees.
|Get the credit, not the fees.
Go ahead, take the credit. Get 10% interest back when you pay at least your minimum due on time. There’s no cap, so the savings can really add up.
|Rebate to be credited on billing statement and shown as savings you earn:|
|10%||x||Total Interest charges as shown on your previous billing statement (Including, interest charges on retail purchases + interest charges on Cash Advances)|
Savings Illustration from Interest Rebate:
Citi Simplicity+ Cardholder will earn a 10% rebate from interest charged on retail purchases and Cash Advance on previous Billing Statement which, will be credited as statement credit in the next Billing Statement, subject to:
|No late fees here.
Nobody likes late fees. Which is why we don’t charge them. If you’re late with a payment you won’t get charged a fee. It’s just another way Citi Simplicity+ keeps it simple.
Savings Illustration from Late Fees:
|Over your credit limit? It happens. But the fees don’t have to.
If you happen to go over your credit limit, we understand. Which is why we don’t charge you a fee.
Savings Illustration from Over Fees:
Citi Simplicity+ Cardholders will not be charged over limit fee when they go over their credit limit on Citi Simplicity+ Card, with conditions as follow:
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For more information on Citi Credit Card Interest and Fees, here.