INFORMATION ON CITIBANK CREDIT CARD INTEREST AND FEES
| Description | Citi Simplicity+ Card | Citi Rewards Card, Citi Cash Back Card, Citi Telkomsel Card |
Citi PremierMiles Card, Garuda Indonesia Citi Card, Citi Platinum Card |
Citi Prestige Card | |||
|---|---|---|---|---|---|---|---|
| Retail Interest | 2.25% per month/ 26.95% per annum 2% per month/ 24% per annum (starting from 1 May 2020) |
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| Cash Advance Interest | 2.25% per month/ 26.95% per annum 2% per month/ 24% per annum (starting from 1 May 2020) |
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| Overlimit Fee Will be charged if the use of your credit card exceeds its Credit Limit / Combined Credit Limit |
Rp0.- | Overlimit amount or maximum Rp250.000- | Rp0,- | ||||
| Late Fee Will be imposed if the payment is received by Citibank after the due date or the total payment is less than total Minimum Payment as already stipulated by Citibank(Rp) |
Rp0.- | 3% of Total Bill, Maximum Rp150.000,- 1% of Total Bill, Maximum Rp100.000,- (1 May 2020 - 30 June 2021) |
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| Cash Advance Fee Will be charged for every Cash Advance transaction using Citi Credit Cards |
6% of the withdrawn amount or minimum Rp100.000,- |
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| Card Replacement Fee Will be imposed for every issuance of new Citi Credit card as a substitute of the previous Citi Credit card which is lost or damaged and already reported to Citibank according to procedure of report on lost of or damage of Citi Credit Card. |
Rp50.000,- per card number | ||||||
| Stamp Duty Fee on Billing Statement Amount is subject to payment made by Cardholder Until 31 December 2020 Up to Rp250.000,- Over Rp250.000,- up to Rp1.000.000,- Over Rp1.000.000,- Starting 1 January 2021 Up to Rp5.000.000,- Over Rp5.000.000,- |
Rp0,- Rp3.000,- Rp6.000,- Rp0,- Rp10.000,- |
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| Billing Statement Printing Fee Will be charged for every print of billing statement that has been sent by Citibank to Cardholder (including via fax), which will be debited at your billing statement in the following. month. |
Rp25.000,-
|
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| Notification Fee
Monthly charge to Citi Credit Card accounts that receive notifications. |
Rp5.000,- per month | ||||||
| Sales Draft Fee Charged for every request of sales draft copy as proof of Citi Credit Card usage. |
Rp50.000,- | ||||||
| Transfer Fee Charged for every request to transfer exceeding amount of Citi Credit Card payment to your account. |
Rp25,000 | ||||||
| Transfer Fee for Loan On Phone (LOP) Charged for every LOP transfer request to other bank account. |
Rp25.000,- | ||||||
| Citibank EazyPay Cancelation Fee Charged if you make an early settlement of Citibank EazyPay transaction before the installment tenor ends. |
Rp250,000 | ||||||
| Annual Statement Fee Will be imposed for every printing request of transaction summary of the last 1 year period, as per request from Cardholder. |
Rp300,000 | ||||||
| Citi Point Rewards / Miles Redemption Fee Will be imposed for Citi Rewards Points / Miles redemption through CitiPhone Banking. |
- |
10.000 Citi Rewards Points (except for Citi Cash Back Platinum Card, Citi Cash Back Classic, Citi Choice Card) | 10.000 Citi Rewards Points or 1.500 Miles (except for Garuda Indonesia Citi Card) | Free of charge | |||
| Other fee Charged whenever there is credit balance left after the credit card is closed. |
Maximum Rp25,000 | ||||||
Annual Fee
| Deskripsi | Primary Card | Supplementary Card |
| Citi Prestige Card | Rp3.500.000,- | Rp1.500.000,- up to 3 (three) Supplementary Cards |
| Citi PremierMiles Card | Rp1.000.000,- | Rp500.000,- |
| Citi Platinum Card | Rp750.000.- | Rp300.000,- |
| Garuda Indonesia Citi Card | Rp800.000,- | Rp400.000,- |
| Citi Rewards Card, Citi Cash Back Card, Citi Telkomsel Card | Rp400.000,- | Rp200.000,- |
| Citi Simplicity+ Card | Rp350.000,- | Rp150.000,- |
| Citi Cash Back Classic | Rp225.000,- | Rp125.000,- |
| Citi Choice Card | Rp50.000,-/ Rp100.000,- subject to cardholder's preference | - |
Citi Gold Card, Citi Silver Card and Citi Clear Card have been upgraded to Citi Rewards Card and starting 1 January 2018 the annual fee is following Citi Rewards Card’s annual fee.
Service Payment Fee
Service Payment Fee is applicable to all Citi Credit Cards.
Payment facility via Banking Partner is applicable to Cardholders who have banking accounts in the following Banks:
| Banking Partner | Fee per Transaction | Service |
|---|---|---|
Bank Mandiri |
Rp12.500,- |
ATM, Call Mandiri, Internet Banking, SMS Banking |
BNI |
Rp12.500,- |
ATM (Real Time Online), BNI Phone Banking, BNI SMS Banking, BNI Internet Banking |
BRI |
Rp7.500,- |
ATM (Real Time Online), Phone Banking |
BCA |
Rp12.500,- |
ATM (Real Time Online), Klik BCA, BCA by Phone, m-BCA |
Bank Danamon |
Rp5.000,- |
ATM, Danamon Access Center, Danamon Mobile Banking |
Bank Permata |
Rp5.000,- |
ATM (Real Time Online), PermataNet, PermataTel, Permata Mobile |
BII |
Rp5.000,- |
ATM (Real Time Online), Internet Banking |
CIMB Niaga |
Rp7.500,- |
ATM, CIMB Clicks, Go Mobile, Phone Banking 14041 (Real Time Online for all services) |
Panin Bank |
Rp7.500,- |
ATM (Real Time Online), Internet Banking, Mobile Banking |
OCBC NISP |
Rp5.000,- |
ATM (Real Time Online), Phone Banking |
Bank Mega |
Rp5.000,- |
ATM (Real Time Online) |
Cash payment facility and payment fee via counter/teller (open to all Citi Credit Card holders):
Pos Indonesia Rp7.000,- |
