Insurance Gap Calculator

    Insurance Gap Calculator

  • Bahasa

    Have you done enough to protect what matters most ?

    3 minutes would be worth it.

    See what you need to protect your loved ones, save for retirement, support your children's education or to fund any other aspirational goals.

    Let's find out

    The Insurance Gap Calculator is for your general reference and information only. It does not have regard to your specific investment objectives, financial situation and particular needs. You should not rely on this calculator to make any decision on whether to purchase an insurance policy. Buying a protection product such as a life insurance is a long term commitment, you should seek advice from a financial adviser before making a commitment to purchase any insurance product. Information generated by the Insurance Gap Calculator shall not constitute nor should it be taken as a substitute for professional advice. The assumptions used in the methodology in this calculator may not apply to you. For financial analysis and advice, please visit our nearest Citibank branches and speak to our Personal Banker or Relationship Manager.

    Important notes
    • The methodology used to derive "Life Protection Required" is from sources we consider to be reasonably reliable including the Life Insurance Association ("LIA") Protection Gap Study 2012 – Singapore with a cost of living adjustment for Indonesia applied.
    • Your protection figures would have been adjusted to reflect your income. This takes into account the needs of your dependents and your average liabilities in the event of death.
    • Currency used for all amounts shown is the calculator is in IDR, until otherwise mentioned.
    • For the calculation purpose, existing education cover / savings is assumed to be equally spread over the number of children specified.
  • Your age?

    20 Years Old

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  • How many children do you have and how old are they?

    • Child 1

    • Child 2

    • Child 3

    • Child 4

    • Child 5

    • Child 6

    • Child 7

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  • How many parents rely on you for financial support?

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  • What is your monthly income?

    IDR Million

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  • Is your spouse / partner currently working?

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  • How much life insurance do you already have?

    Please include existing mortgage insurance and personal life insurance coverage.

    IDR Million

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  • How much have you set aside for your child's / children's higher education?

    Please include any existing education plan or any other savings / investments set aside for your child / children’s education

    IDR Million

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  • How much have you set aside for your retirement?

    Please include any existing retirement plan or any other savings / investments set aside for your retirement.

    IDR Million

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  • Do you have any other significant goal?

    e.g. buying a car, house (down payment), vacation etc.

    IDR Million

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  • How much have you currently saved for your other significant goal?

    e.g. buying a car, house (down payment), vacation etc.

    IDR Million
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