Citi Protection Calculator

Have you done enough to protect your family?

Did you know?

Average working adults need 10x of annual income to meet their protection need.*

The Citi Protection Calculator is for your general reference and illustration only. It does not have regard to your specific investment objectives, financial situation and particular needs. You should not rely on this calculator to make any decision on whether to purchase an insurance policy. Buying a life insurance is a long term commitment. You should seek advice from a financial adviser before making a commitment to purchase any insurance product. Information generated by the Citi Protection Calculator shall not constitute nor should it be taken as a substitute for professional advice. The assumptions used in the methodology in this calculator may not apply to you. For financial analysis and advice, please visit our nearest Citibank branches and speak to our Personal Banker or Relationship Manager.

*Source: Life Insurance Association("LIA").2012.Protection Gap Survey.Singapore

Important Notes

  • The calculator examined average insurance needs, taking into account needs of dependents and average liabilities.
  • Dependent children on the calculator are those aged between 0 to 23.
  • Your protection figures would have been adjusted to reflect your income. This takes into account the needs of your dependents and your average liabilities in the event of death.
For more information and evaluation, please visit our nearest Citibank branch and speak to our Personal Banker or Relationship Manager for advice on insurance solutions that would suit your lifestyle and needs.

First, tell us if you are

How old are you?

Is your spouse/partner currently working?

What's your monthly income?


How many children rely on you for financial support?

3 Children

How many parents rely on your financial support?

2 Parent

How much are you currently insured for?

Please include existing mortgage insurance and personal life insurance coverage.


Your Protection Required


Your Protection Required is the amount you need to ensure that your loved ones are well-provided for should anything unfortunate happen to you, taking into account their potential needs to allow them to maintain their current lifestyles.

Now that you know your Protection Required, let's find out what your Protection Gap is - which is the gap between the amount that you are currently protected for, and the amount you need, to make sure your loved ones are adequately covered.

Your Protection Required

Your Current Protection
Protection Gap
Contact Citibank today for a comprehensive wealth conversation.